This is a definitive guide on how to check account balance on access bank on phone with the best methods i’ve for you. Really if you are not making use of mobile banking in 2020, you’re missing a lot.
When i say mobile banking, i mean enjoy banking services right from your mobile phone, be it smartphone or a feature phone.
Life has really been made easy as you can check just your access bank account balance without stressing your yourself on going to the bank, atm or calling the customer service center.
I’ve three methods that i always use on checking the balance on my bank account, they are the mobile app, internet banking and the ussd code. These three works superbly fine for me.
I mostly use the mobile app and the internet cause i don’t have to spend any dime in the name of checking my account balance on access bank.
However, if you’re using the ussd code, you will be given the bank N15 per anytime you check your account balance on your mobile phone.
So let’s see how to check account balance on access bank on phone in 2020
How to check account balance on access bank
Like i said, there are currently three methods which can check your bank account balance via your mobile device, i will start with the best which is the internet banking.
1. Through Internet Banking
Why i like using internet banking to check my account balance on access bank is because it always displays on my screen anytime i logged in.
I don’t have click on this or this to view my account, just have to login and boom, it is there on my screen. And the best part is that it doesn’t cost me anything to view it.
If you haven’t enrolled for access bank internet banking, you can do that now cause it has self registration feature.
What i mean is that you can register for access bank internet banking without going to the bank. To get yourself registered, go to the Access bank official website and on the top right corner on your screen, click on the internet button.
Select the type of account you have with them, whether individual, joint or corporate account. Next is to enter your account number and click submit.
You will receive an otp pin number on your registered phone number and email address with access bank, enter the activation code & click submit.
Once you have entered a valid activation, you will be taken to the next screen where you can choose your ID, Password, Secure Image.
Accept the Terms & Conditions and submit, and that’s it, you are ready to Log on to Access Online or Internet Banking.
Days are gone when you go to the bank in order to enroll for internet banking, you can do that right on your smartphone.
Enrolling for access online banking isn’t just for you to check account balance on access bank, you can use it to transfer more than N10,000,000 in a day. This is what you can’t get using *901# ussd code.
However, making a huge amount of money transfer (ten million naira) through your access account, attracts a fee of one thou naira. This is usually for the corporate account holders.
To check account balance on access bank through internet banking, login to your account and your balance is on your screen looking at you.
You don’t need to navigate to any page, no, it is right there on your internet banking homepage.
2. Through mobile banking
Another method i use to view my account balance is through mobile banking app. All you need to do is to download the app, click on the link for sign up and do that with your account number.
The bank will send an authentication pin to your registered email address and phone number.
You will type in the otp pin number sent to you on the mobile app, this will finalize your registration and after you’ve set your ID, Password, Secure Image.
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To check account balance on access bank using the mobile app, sign in to your account. You will immediately see your balance on the front page of the mobile app.
Mobile banking works exactly like the internet banking, you can transfer up to five million naira from your account to another account in a day, plus lot’s of other features.
Viewing your access bank account balance on the mobile app don’t attract any fee, no charges at all, other than the kilobytes or megabyte that will be deducted from your internet data.
3. Code to check access bank account balance
This third option is one of the method that is mostly used by all, dialing *901# and selecting the option to check account balance.
The two methods above require internet connection be it wifi or mobile data, but the *901# doesn’t.
Again the two above requires you to have a computer, android smartphone and ios smartphone like iPhone and iPad.
The *901# ussd code to check access bank account balance can be done both on smartphone or a feature phone. Feature phone are java phones like Nokia touch, non tecno android phone etc.
To get started with the transfer code, you need to register your phone and account number.
This requires you to just create a four digit pin number which you will always use to authenticate each transaction. You can read more on how to use access bank *901# ussd code.
Looking for how to check account balance on access bank using the ussd code, simply dial *901*5# to view your account balance on your phone.
This usually attracts fee of N15 per anytime you dial the code to view your balance.
Using the *901*5# also helps you to have a complete view of your account details like the account number as well.
4. Through Customer service center
Another method which i don’t really fancy at all but it is quite helpful and will give you your account status, is by contacting the customer service center.
But i’m not going to lie, access bank seems to have the worst online customer service center i’ve seen so far. Contacting them through their email address takes a huge 48 hours for them to respond.
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So i will advise you to contact their helpline on +234 1- 2712005-7, +234 1-2802500, and 0700300000 respectively.
But you can still go ahead and send them an email through email@example.com requesting to have your account balance.
They will run a check on your account and get back to you. The first time i tried it, it took them good 48hrs before they get back to me and i wasn’t pleased with that.
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These are the ways that i use to check account balance on access bank right on my phone, and you wouldn’t bother yourself going to the bank or to the automated teller machine.