Gtbank transfer code as we call it, is a mobile ussd code used for money transfer, airtime top up or purchase of internet data plans etc. This is the fastest banking service you as a bank customer can get, having your financial account 24/7 avaliable with you.
Gtbank transfer code isn’t just for transfer of money, it is advisable to call it a mobile ussd code cause it involves serveral bank services other than money transfer. This might be the first time that you are hearing about it or maybe you’re new to it, you need not to worry as i will lecture you more about the gtbank ussd code, it’s usefulness and how to use it.
What is Gtbank Mobile Ussd
This is a type of bank services offered by Guaranty Trust Bank to it’s customers, for faster, efficient and convenient way to have access and control of their bank account.
Sometimes i have a flashback of when we use to go to the atm or calling the customer service representative just to know our account balance, or even account number. Thanks to the mobile ussd code *737#, you can easily check your account balance at any given moment.
It doesn’t end there, it makes for fast money transfer or payment. You went to store to buy some goods and ran out of cash, you can choose to transfer the money to seller and not looking for the nearest atm for to a wothdral.
Do you know that you can pay for electricity bills be it prepaid or postpaid, subscribe your dstv or Gotv, book for flight or pay for fees through the gtbank transfer code. The only major disadvantage is that it has a daily limit and you can’t withdraw cash from your phone. Let properly outline the benefit of using gtbank mobile ussd code.
Benefits of Gtbank transfer code
The following are some of the benefits that you will get, using the ussd code;
- Easy, efficient, and easy money transfer
- Most convenient way for buying airtime and internet data
- Most convenient way of checking account balance or account statement
- 24/7 avaliable with you
How to use Gtbank *737# Code
To use the code on your mobile phone, first you must have an account with gtbank, and use the sim number registered with the bank. This doesn’t require internet connection but rather your naira debit card(atm card).
First you should get started by dialing *737# on your mobile phone. Scroll down and select the 10th option which is pin, this option involves creating or changing of pin or better still dial *737*5#.
On the option menu you will see create pin with or without a debit card(atm card), i always recommend to use your atm card.
When you select the option, it will bring a window where you will type in a four digit pin number and another window which you will confirm the pin number. You can use your atm card pin number for this.
After creating the pin number for the gtbank transfer code, next is to go ahead and explore the options given. Let’s start from the first which is atm top up.
Gtbank airtime ussd code
Days are gone when you go to Ngozi’s shop to buy airtime or get stranded in the midnight cause you have exhausted your airtime. Gtbank airtime top up have made it convenient for us to buy at any given time, come rain, come sunshine. All you need to do is to dial the ussd code
The gtbank transfer code for airtime is *737*amount# for self. For example you want to buy airtime (N500) for yourself which is the sim number registered with gtbank, dial *737*500#. You line will be credited with five hundred naira.
To buy airtime for other’s through your account;
Dial *737*amount*recipient number#. For example you want to buy N2000 airtime for buddy, dial *737*2000*08068777777#. Mind you, you will type in your four digit pin number to finalize the airtime purchase.
Ussd for internet data
You can buy internet data for self or for others from your gtb account. It works exactly like the airtime top up, just dial *737*4# you will option that states buy for self or for others. Follow the instructions and buy your internet data.
Gtbank money transfer
One of the best option on the menu is the money transfer. Almost every day, i use this for my business and it have been helpful to me and my customers in general.
Gtbank money transfer code is *737*1*Amount*NUBAN Account Number#
The above code is to transfer money to another gtbank account. For example you want to transfer N50000 to ade who have a savings account with gtb, dial *737*1*50000*0234567891# from the sim number registered with gtbank. You will asked to type in your four digit pin number and the money will be transferred to the recipient. Mind you, you will see the receiver’s full name and make sure all is correct before typing in your pin number and clicking on the send button.
To transfer money from your gtbank account to other bank, dial *737*2*Amount*NUBAN Account Number#.
For example, you want to send money to Shola which is N100,000. Dial *737*2*100000*03333444555#. Select the bank and to finalize or complete the transfer, you will be asked for your four digit pin number. Check the recipient name on your screen before clicking on the send button.
Gtbank monet transfer charges is N50 per with a daily limit of N500,000 without a token hardware, and N1,000,000 with a token ID. You can contact the bank for your own token hardware.
Note that a one off indemnity is required for transactions above ₦100,000.
Checking of Account BALANCE Number and BVN,
You can call this banking on the go. You don’t need to visit the nearest atm to inquire about your current account balance.
To check gtbank account balance, number or bvn, dial *737*6*1# on your phone and your account details will be displayed to you. This attracts a fee of N10 per check(per once). Any you check your account details, Guaranty Trust Bank deducts ten naira for it.
TTlhrough you gtbank account, you can make payment to dstv, startimes, Gotv, electricity bills be it prepaid or postpaid meter.
Actually not all are available, but below are some that available on gtb
Port Harcourt Prepaid *737*50*Amount*95#
Port Harcourt Postpaid *737*50*Amount*96#
Eko Prepaid *737*50*Amount*151#
Eko Postpaid *737*50*Amount*152#
Ibadan Prepaid *737*50*Amount*137#
Kano Prepaid *737*50*Amount*93#
Kano Postpaid *737*50*Amount*94#
To pay for startimes decoder, dial *737*37*Amount*Decoder Number#, while for dstv is *737*smartcard number#
Creat a new account on Gtb
This is for new customers that wants to open a new account with gtb. Simply dial *737*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS. Account opening forms are NOT required for the signup process. Once you sign up, look out for your ten-digit account number (NUBAN). You can also use your phone number as your account number at GTBank branches, GTExpress outlets.
According to gtbank, maximum deposit per transaction for this account is N50,000 while Maximum account balance is N300,000 respectively. To deposit more thank fifty thousand naira per day, or have more than three hundred thousand naira in your account, you need to visit any of their branches and ask for an upgrade. The benefits of this account includes;
- One time visit for authentication and BVN linking
- Open an account without completing any form.
- Save on a daily, weekly or monthly basis at a yearly interest rate of 3.9%.
- Deposit and withdraw money at GTBank branches, GTExpress locations.
Reactivate a dormant gtbank account
The gtbank transfer code of *737# helps customers with dormant account to reactivate it. To do that, follow the process below;
- Simply dial *737*11# on your mobile number registered with the Bank.
- Input your Bank verification number (BVN)
- Input Account Officer code (if known) or press 1 to continue
- To complete your account reactivation, initiate a transaction by buying at least N100 airtime
This is the process of withdrawing money from the atm without the atm card. Through gtbank transfer code *737#, you can use the cardless atm withdrawal. To do that, simply dial *737*3*Amount# and follow the prompt to generate your withdrawal code and authenticate your request with your 737 created pin. You can read more on Gtbank cardless atm withdrawal
There are serveral options on the mobile banking ussd code, just dial the *737# and see more menus.