Zelle pay is now one of best means of sending and receiving money to one’s bank account, but the question is what is zelle daily limit.
This usually differ from bank to bank for example navy federal zelle daily limit is different from wells fargo. This post will guide through on the daily send or transfer limit.
Zelle is a payment processing network, used in the United States, for good convenient and faster means of sending and receiving money.
Almost all the financial institutions have adopted zelle as one of their means of sending and receiving money, but there’s zelle daily limit attached to it.
For example, wells fargo zelle send limit is $2500 and chase bank is $200 per day.
Sending money through zelle is lot easier than you think, is just getting your account enrolled for it and you’re good to go.
The best part is that sending and receiving money using zelle pay is lot quicker than other means.
Within five seconds to one minute, the recipient should recieve a notification about the transfer and the money will be deposited into his or her account.
List of banks that use zelle
Having said that so far, there are up to nine financial institutions on the list of banks that use zelle, and they are as follows.
- Bank of america
- Jp Morgan Chase bank
- Wells Fargo
- Capital one
- Ally bank
- USaa Bank
- TD bank
Zelle daily limit by banks
So below are the the zelle daily send limit by banks and which includes bank of america, wells fargo, chase etc.
1. Wells fargo zelle daily limit
You can use zelle pay on wells fargo checking and savings accounts, and after you’ve enrolled for their internet banking.
To use zelle on wells fargo, sign in to your online banking account, click on the Send Money with Zelle button, and accept the transfer services notice.
Add the recipient that you’re sending the money to, and also the amount that you’re sending. Review it for the last time and tap the send button.
If you successfully sent the money to the recipient, the recipient will be notified of the payment, and the money will be deposited into their designated account.
What is zelle transfer limit wells fargo?
Wells fargo zelle daily limit is $2500 while the maximum limit in a month is $4000 respectively.
2. Chase zelle limits
To use chase bank to send or receive money through zelle, you have to sign in to Chase bank website, using your account details.
On the menu, tap on the chase QuickPay with Zelle” from the “Pay & transfer”. Accept the service agreement and privacy Notice.
Kindly verify your email address or mobile phone number via the one-time code that Chase bank will send to you on your phone number.
You will select either checking account or the Chase Liquid card you wish to use to make your Chase QuickPay with Zelle payment.
After you’ve completed all the steps above, you’re good to go. You can now request, receive and send money using your chase bank account via zelle pay.
On the chase bank mobile banking, sign in to your account, on the navigation tab, select send money and tap on the QuickPay with Zelle button.
Select your recipient and you can also add new recipient to your account. Type in the amount you want to send and you’ve the option to review for the last time. After that, tap on the send money button.
Chase zelle limits are as follows;
For chase bank personal Chase checking accounts or Chase Liquid cards, you can send up to $2,000 in a single transaction. You can also send up to $2,000 in a day and $16,000 in a calendar month.
For Chase Private Client or Private Banking client accounts, you to send up to $5,000 in a single transaction, and also up to $5,000 a day as zelle limits chase.
You also have a maximum of $40,000 to send or receive in a calendar month.
For Chase business checking accounts, you can send up to $5,000 in a single transaction, and up to $5,000 a day. You have chase zelle limit of $40,000 maximum amount to send in a calendar month.
3. Bank of america zelle limit
To send money with your bank of america account using zelle, simply sign in on the BOA mobile app.
Tap on the transfer button and select zelle and click on send, select or add the recipient. Please for better and convenient way, i will advise you to first add your recipients on your online banking account.
Having entered or selected the recipient, type in the amount you want to transfer and select the account you want to use for the money transfer.
To recieve money from bank of america through zelle, sign in to the BOA mobile app and tap on transfer/zelle. Then tap on the settings or the setup button and follow the onscreen instructions.
Add the email address or the mobile phone number the sender used when sending the money to you, finally check your mail box or phone number for otp code.
Bank of america zelle daily limit is $2500, while you can transfer up to $20,000 in a month. So zelle transfer limit bank of america is $2,500 per day and $20,000 per month respectively.
4. Citibank zelle limits
For citibank zelle limits, if you’re using a basic and access accounts, you can send up to $1,000 in a day. For those with Citi Priority, Citigold, and Citi Private Bank accounts, you have up to $1,000 to send in a day.
The above are for citibank account holders whose account is less than three months (90 days). For those whose account is more than three days;
For those with the Basic and Access accounts, you have up to $2,000 zelle daily limit.
For those using Citi Priority, Citigold, and Citi Private accounts holders, you have citibank zelle limits of $5000 per day.
Citibank gives a maximum monthly limit of $5000 to $15000, depending on the type of account you’ve with the bank.
5. TD bank zelle limits
TD bank zelle limit is quite different, you can send up to $1000 in a day and $3500 in three days. This is what other banks don’t offer, you have a daily and monthly limit.
Zelle td bank limit is from $5000 to $10000 in a month on any account.
6. Capital one zelle limit
For those using capital one via zelle to send money, you have a maximum of $2000 per day and $10000 per month limit on any type of account you’ve with the bank.
Other banks includes the likes of PNC, which gives a maximum of $1000 zelle daily limit and monthly transfer limit of $5000.
Ally bank only gives a maximum amount of $500 per day via zelle and $10000 per month. US Bank gives two thousand five hundred dollars daily limit and ten thousand dollars monthly limit.
So capital one zelle limit is $2,000 per day and $10,000 per month on any account.
7. Usaa zelle limit
Does usaa use zelle? The answer is YES.
You can now send money with zelle through your usaa account. You can Transfer Funds when moving money between bank accounts you own, USAA and non-USAA.
To simply do this, tap “Transfer” from the tab bar in USAA mobile app, located at the bottom of the screen on iOS devices and at the top of the screen on Android devices.
But note that you must have enrolled for zelle usaa money transfer.
Usaa zelle limit is $1,000 which you can send a maximum of $2,500 in a week, and $10,000 in a month.
As at January 2020, there’s no fee attached to zelle usaa money transfer, though it depends on the bank you’re using for the transfer.
8. Pnc zelle limit
Does pnc have zelle? The answer to your question is yes. Pnc bank now support the use of zelle, to send and receive funds.
Zelle pnc does not charge a fee for using mobile banking services to send money from your account, but note that third party message and data rates may apply.
Pnc zelle transfer limit is $1,000 per day, and you can also transfer up to $5,000 per month.
9. Ally bank zelle limit
Ally bank is another bank on the list of banks that use zelle, and there’s no charges using it to send or receive money.
Ally bank accounts that support zelle pay includes; interest checking, online savings or money market accounts.
Enrolling for ally bank zelle can be done in a matter of seconds, simply login to your ally bank account and on the top right corner you’ll see payment.
Tap on it and you’ll see zelle.
Select the primary account you want to use to send or receive money from zelle. Finally verify your profile and that’s it, you can start using zelle pay.
Zelle doesn’t charge any fees for its service, but you are limited to using savings, checking, and debit card accounts to send and receive money.
Ally bank zelle limits are $500 per day and you can send up to $10,000 per month respectively.
Zelle maximum transfer
Actually zelle maximum transfer depends on your bank, the service itself at this time of writing this post doesn’t have any zelle send limit.
Again zelle money transfer limit depends on your bank. For example bank of america zelle limit is $2500 per day, and $20,000 per month.
If you take a look at well fargo, you’ll notice that the limit is quite different from bank of America. They have the same daily limit, but different monthly limit as wells fargo is $40,000 per month.
So zelle maximum transfer limit goes down on the bank you’re sending or receiving fund (money) from.
The above answer is also applicable to zelle monthly limit and zelle daily transfer limit respectively.
Is there a limit on zelle? The answer is one hundred percent yes. What’s the limit? The limits are the bank with which you’re sending money from or receiving funds with.
You don’t need to worry about how fast is sending money with zelle is, i tell you that it is thr fastest i’ve seen so far, even better than PayPal and others.
Don’t miss What banks use zelle 2020 for quickpay
So far, these are the zelle daily limit, but generally, you can get a maximum limit of $1000 in a day. If you have other banks that works with zelle network, please kindly send us their limit thanks.